How do your money habits stack up? Get a comprehensive score on your financial literacy and habits.

I use an app or spreadsheet to track every dollar.

I regularly use credit cards or Afterpay for lifestyle costs.

Yes, I make extra contributions and have a strategy.

I just rely on my employer's Super contributions.

Yes, I've reviewed all my policies recently.

I have some basic cover through my Super.

Yes, we have regular 'money dates' and shared goals.

Occasionally, but it's often a source of stress.

We keep our finances entirely separate and don't talk about it.

You're at the start of your financial journey.

Financial Rookie

You have the basics down but can optimize for growth.

Steady Climber

You are in the top tier of financial management.